Skip to content

Student Finance funding

If you plan not to commit in advance to working in Wales post-qualification, you can still study a healthcare course in Wales and apply for funding via Student Finance.

If you opt out of NHS funding, you will need to register your decision with the NHS Wales Student Awards Service before applying for Student Finance.

Students on the following courses can usually apply for Student Finance funding:

  • Diagnostic Radiography and Imaging (BSc)
  • Occupational Therapy (BSc)
  • Nursing (BN)
  • Midwifery (BMid)
  • Radiotherapy and Oncology (BSc)
  • Physiotherapy (BSc)
  • Dental Therapy and Hygiene (BSc)
  • Dental Hygiene (DipHE)
  • Operating Department Practice (BSc).

For PG Diploma Occupational Therapy please see previous study and eligibility for funding.

How to apply

You can apply to Student Finance to fund your tuition fees and help towards living costs based on where you normally live in the UK prior to the start of the course. Applicants who accept an offer of a place to study will be given guidance on how to apply.

Apply online when you have accepted an offer of a place on the course:

Student Finance funding covers the following:

Wherever you live in the UK the funding available for tuition fees will be a Tuition Fee Loan via the Student Loan Company.

You can apply for a loan to cover the full cost of the fees. The loan is not income assessed.

You apply for the tuition fee loan as part of your online application through Student Finance.

Students eligible for home UK funding for maintenance can receive £9,225 per year regardless of income. Funding is reduced in the final year of study.

Income will be assessed to determine how much of the £9,225 is a grant and how much is a loan.

For income at £18,370 or below the grant will be £8,100 and the loan will be £1,125. For income at £59,200 or more the grant will be £1,000 and the loan will be £8,225.

Funding is reduced if you live in your parental home while at university.

If you are single the income of parents is not assessed if you are aged 25 or over or you have children or you are estranged from your parents or you can demonstrate that you have supported yourself financially for 3 years prior to the course.

For more information about help with living costs visit Student Finance Wales.

Most of our healthcare courses have extra weeks of attendance. The table below shows the additional amount of Maintenance Loan per year available on top of the above funding for Year 1. Extra weeks attendance may vary in subsequent years.

CourseAdditional amount of Maintenance Loan per year available on top of the funding for Year 1
BM Midwifery£2,794
BSc/Dip Dental Therapy and Hygiene £1,778
BN Nursing

£1,524

BSc Operating Department Practice£1,143
BSc Radiography and BSc Radiotherapy courses

£1,016

Other courses do not have extra weeks attendance in Year 1.

Lone parent students usually qualify for maximum funding.

Students eligible for home UK funding for maintenance can apply for a Maintenance Loan of up to £8,944 per year of study. The amount of loan is reduced in the final year of study.

Income will be assessed to determine how much of a Maintenance Loan you can receive.

For income at £25,000 or below the loan will be £8,944.

For income at £62,212 or more the loan will be £4,168.

Funding is reduced if you live in your parental home while at university.

If you are single the income of parents is not assessed if you are aged 25 or over or you have children or you are estranged from your parents or you can demonstrate that you have supported yourself financially for 3 years prior to the course.

For more on help with living costs go to the Student Finance England website.

Most of our healthcare courses have extra weeks of attendance. Based on assessed income up to £62,212 an additional amount of Maintenance Loan per year is available as follows on top of the funding in Year 1.

CourseAdditional amount of Maintenance Loan per year available on top of the funding for Year 1
BM Midwifery£2,112
BSc/Dip Dental Therapy and Hygiene £1,344
BN Nursing

£1,152

BSc Operating Department Practice£864
BSc Radiography and BSc Radiotherapy courses

£768

Other courses do not have extra weeks attendance in Year 1.

If assessed income is above £62,212 the additional loan for extra weeks of attendance will be reduced.

Lone parent students usually qualify for maximum funding.

Cardiff is considered to be one of the most affordable UK cities to live in while you study. See our living cost calculator for the average cost of living in Cardiff as a full time, undergraduate student living in halls or private shared student accommodation.

If you have studied previously in higher education, this  may affect your eligibility and entitlement for further funding via Student Finance. Your eligibility for further funding will depend on where you normally live in the UK.

Currently, students from Wales with a first degree are not eligible to apply for further funding via Student Finance Wales to study a healthcare course listed in the introduction..

Students from England with a first degree on a non-NHS funded course are eligible to apply for further funding via Student Finance England to study healthcare course at Cardiff University listed in the introduction.  .

If you are from Northern Ireland or Scotland and have studied previously in higher education, please check with your funding authority about your eligibility for further funding.

As part of your online application through Student Finance, you will be asked about any study you've undertaken previously in higher education.

There is the option to check with the Admissions Office for your course what support is provided to help with some course related costs such as placements and uniforms.

School of Healthcare Sciences

School of Dentistry

You apply for help with placement costs via the School. For courses in the School of Healthcare Sciences this includes EU students with tuition fees only support.

Help for placement travel costs is based on the cost of a return journey from your home (term-time address) to the placement less the cost of the return journey from your home (term-time address) to Cardiff University i.e. your normal commute to attend university.

If you have to pay for accommodation at your placement location you can apply for help with this cost if you also incur accommodation costs for your normal term-time address.

You'll receive guidance on how to apply when you have enrolled.

If you require learning support related to a disability, long-term physical or mental health condition, or specific learning difficulty, there is an allowance that is not income-assessed and non-repayable that may help with associated costs of this support.

To find out more, please contact our Disability and Dyslexia team at disability@cardiff.ac.uk or dyslexia@cardiff.ac.uk.

You apply for the DSA via your Student Finance service.

A Student Finance Childcare Grant is available to help with registered childcare costs. Help is based on 85% of actual childcare costs up to a capped amount per week.

A Parents Learning Allowance is also available as a general source of extra help as a student parent.

To find out more about this support go to the Student Finance Wales or Student Finance England website depending on where you normally live.

The net income of a spouse or partner will reduce the Childcare Grant and Parents Learning Allowance pound for pound after some disregards from income are taken into account.

Lone parent students usually qualify for maximum extra funding.

You can apply for an Adult Dependents Grant if you have a partner or spouse or another adult, perhaps someone you look after, who is financially dependent on you. How much grant you can get will depend on an assessment of your household income.

Usually students from the Channel Islands are not eligible to apply for Student Finance. The Channel Islands have their own system of funding. It is recommended that you contact the School of Healthcare Sciences Admissions Office or the Dental School Admissions Office for further advice about the application process for your course and what support if any the School may provide for some costs related to attendance on your course (E.g. placement costs, uniforms).

EU students starting in 2019/20 are eligible to apply for funding for tuition fees support. If you decide not to work in Wales post-qualification, you need to apply for tuition fee support via Student Finance Wales.

Eligibility for support for living costs may be possible depending on how long you have been resident in the UK.

For courses in the School of Healthcare Sciences EU students can apply for help with placement costs via the School.

No announcement has been made yet by the UK Government about EU students starting a course in September 2020 and eligibility for student funding.

For further advice about eligibility and entitlement to funding as an EU student contact the Advice and Money team.

Getting help

If you have any queries about funding for your course, please contact the Advice and Money team:

Advice and Money Team