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UK Government postgraduate doctoral loans

If you're a prospective student from the UK and starting your PhD in 2019 or later, you may be able to apply for a UK Government postgraduate doctoral loan to support your study here.

Applications are now open for Postgraduate Doctoral Loans for Welsh and EU residents and Postgraduate Doctoral Loans for English residents.

Postgraduate doctoral loans for Welsh and EU residents

Apply now for this funding for September 2019 entry

Key facts

  • up to £25,700 (up to £25,000 if your Doctoral course starts before 31 July 2019)
  • your course must start on or after 1 August 2019
  • available for full standalone postgraduate Doctoral courses that last between three and eight academic years
  • for full-time or part-time study (including distance learning)
  • postgraduate Doctoral qualifications include PhD / DPhil (Doctor of Philosophy), EdD (Doctor of Education) and EngD (Doctor of Engineering)
  • a postgraduate loan may be available for you if you normally live in Wales or you've normally lived in the European Economic Area (EEA) or Switzerland for the past three years.

You won't be eligible for a Postgraduate Doctoral Loan if:

  • you've received or will receive Research Council funding (for example, studentships, stipends, scholarships and tuition fee support)
  • you've received or will receive funding from the Knowledge Economy Skills Scholarships (KESS 2) scheme
  • you're receiving a Social Work Bursary
  • you're receiving an NHS bursary
  • you're currently receiving student finance for an undergraduate or Master's course.

Eligibility

For full details on eligibility criteria please visit the Student Finance Wales website.

Repayment

For full details on repayment of a Postgraduate Doctoral Loan please visit the Gov.uk website.

How to apply

  • You can apply now by logging in to your student finance account and submitting your application.
  • You don't need a confirmed place at Cardiff University to apply.
  • You will need a valid UK passport (if you have one), your course and Cardiff University details, bank details and National Insurance number.
  • You won't have to apply for your Postgraduate Doctoral Loan more than once.

For full details and to apply for a Postgraduate Doctoral Loan visit the Student Finance Wales website.

Apply now for this funding for September 2019 entry

Key facts

  • maximum loans for new students starting postgraduate doctoral degree courses on or after 1 August 2019 will be £25,700 (£25,000 if your course starts before 1 August 2019)
  • available for PhD-level qualifications lasting up to eight years in all subjects
  • available to support study at any UK university with the ability to award PhDs.

Eligibility

  • You must be a UK national and ordinarily a resident in England.
  • You must be aged 59 years or under on the first day of the academic year of your course.
  • You must not already hold a PhD or equivalent qualification.
  • You must not be receiving a Research Council studentship (including tuition fees only studentship), NHS funding or other government finance towards your PhD.
  • There are no restrictions on what subject you can study and your PhD proposal will not be checked as part of your application for a doctoral loan.

For full details on eligiblity criteria visit the Gov.uk website.

Loan repayments

For full details on repayment of a Postgraduate Doctoral Loan visit the Gov.uk website.