Banking and Finance with a European Language (Spanish) (BSc Econ)

This course is of particular interest to those wishing to enter the financial sector as it can provide students with the opportunity to acquire specialist economic knowledge of the operation of the monetary and financial sectors.

Cardiff University is one of the relatively few traditional universities offering a Banking and Finance degree programme. 

It is of particular interest to those wishing to enter the financial sector as it can provide students with the opportunity to acquire specialist economic knowledge of the operation of the monetary and financial sectors.

This programme of study provides you not only with training relevant to the practice of banking and other financial careers, but also with exemption from certain examinations of the Chartered Institute of Bankers.

Spanish is the second most spoken language in the world. Spoken by more than 400 million people across more than 20 countries worldwide, it is one of the most useful languages in the world for business and leisure alike. It opens doors to a vibrant and diverse range of cultural experiences. You will be taught by staff who are actively involved in research in a wide range of topics relating to Spain and Latin America.

Key facts

UCAS CodeN3R4
Entry pointSeptember 2016
Duration4 years
AccreditationsAssociation to Advance Collegiate Schools of Business (AACSB)
Typical places available
Typical applications received
Typical A level offerAAB with a B in Spanish, excluding General Studies, Critical Thinking and Citizenship Studies
Typical Welsh Baccalaureate offerGrade A in the Core and grades AB from two A-levels including the relevant language OR Grade B in the Core and grades AA from two A-levels including the relevant language
Typical International Baccalaureate offer35 points, including Maths and English (Standard level) with scores of 5. One of the IB options must be in Spanish
Other qualificationsApplicants will also require GCSE English grade C and GCSE Mathematics grade B. Applications from those offering alternative qualifications are welcome. Specific admissions and selection criteria for this degree programme can be found online.

Detailed alternative entry requirements are available for this course.
QAA subject benchmark
Admissions tutor(s)

Mr Kevin Stagg, Admissions Tutor

Important Legal Information: The programme information currently being published in Course Finder is under review and may be subject to change. The final programme information is due to be published in June 2016 and will be the definitive programme outline which the University intends to offer. Applicants are advised to check the definitive programme information after the update, to ensure that the programme meets their needs.

The Banking and Finance with Spanish degree programme provides students with a thorough understanding of the method, content and scope of economic analysis, particularly in the fields of money, banking and finance, and a high level of competence working in Spanish. It aims to stimulate students intellectually to appreciate the value of economic analysis in understanding economic problems and equip them with a thorough grounding in the theory, concepts, principles and techniques of core subject areas of the discipline. It gives students a firm foundation of knowledge in the workings of the UK economy, with an emphasis on the banking and financial sectors, and the ability to use that knowledge in a range of contexts.

The programme aims to provide students with a competence in Spanish and knowledge of the Spanish economy. Through the study of Banking and Finance with Spanish, the programme encourages a range of transferable discipline-specific and core skills that will be of value to students in future education and in their subsequent careers.

Trading room

The Trading Room is used as part of the BSc Banking and Finance programme but is open to all students, supervised by trained PhD students who will help students to become familiar with the new software. Many students on this programme become involved with the Cardiff University Investment Society which meets on Monday and Thursday evenings with opportunities to discuss current issues in financial markets, listen to guest speakers and have the opportunity to manage a global macro investment portfolio.

Students are offered the opportunity to undertake the Thomson Reuters Certification qualification, an industry qualification to prove their ability in using the platform to access all the information that they need. This five-module training process involves one-to-one training and phone conferences with a Reuters representative. The Trading Room gives students the opportunity to become attractive potential graduates in the City, where the job market is becoming ever more competitive.

Year one

Module titleModule codeCredits
Introduction to AccountingBS150320 credits
MicroeconomicsBS155120 credits
Applied Stats & Maths in Econ & BusinessBS150120 credits
Vocational Language Skills I (Spanish)ML170220 credits
MacroeconomicsBS165220 credits

Module titleModule codeCredits
Contemporary Economic IssuesBS154520 credits
Legal StudiesBS150520 credits
Principles of Business ManagementBS153010 credits
Economic HistoryBS154620 credits
Introduction to FinanceBS161010 credits

Year two

Module titleModule codeCredits
Oral Comprehension and ExpressionML271310 credits
Money Banking & FinanceBS255120 credits
Business CorrespondenceML271410 credits
Vocational Language Skills IIML271120 credits
Business LanguageML271220 credits
Introductory EconometricsBS257020 credits
Microeconomic TheoryBS255020 credits

Year three: Sandwich year

Follow Economics Modules in a European University

Appropriate Year 2 level modules as available in the host University

Module titleModule codeCredits
Intercalary Study Programme in EuropeBS4009120 credits

Year four

Module titleModule codeCredits
Financial EconomicsBS355420 credits
Language Skills For Professionals (Span)ML371120 credits
International FinanceBS355520 credits
Economics of BankingBS357120 credits

Module titleModule codeCredits
EconometricsBS355120 credits
International Economic HistoryBS355620 credits
International TradeBS356820 credits
Labour EconomicsBS355820 credits
The Economics of DevelopmentBS357320 credits
Financial DerivativesBS351510 credits
Industrial EconomicsBS357220 credits
Social WelfareBS357420 credits
Security Analysis & Portfolio ManagementBS361510 credits
The University is committed to providing a wide range of module options where possible, but please be aware that whilst every effort is made to offer choice this may be limited in certain circumstances. This is due to the fact that some modules have limited numbers of places available, which are allocated on a first-come, first-served basis, while others have minimum student numbers required before they will run, to ensure that an appropriate quality of education can be delivered; some modules require students to have already taken particular subjects, and others are core or required on the programme you are taking. Modules may also be limited due to timetable clashes, and although the University works to minimise disruption to choice, we advise you to seek advice from the relevant School on the module choices available.

Cardiff Business School's teaching is heavily informed by research and combines academic rigour with practical relevance. Our faculty consists of academics who are at the forefront of knowledge within their field. They bring the lessons from their most recent research into the classroom, giving students access to the latest information and critical business thinking.

You will find that the phrase 'learning and teaching' is commonly used in UK universities. This phrase emphasises the two-way nature of the process in which you will be taking part. You, we hope, will be doing the learning; we will be providing not only teaching, but also many other things which contribute to a good environment for learning, such as computer resources, a  well-stocked library, suitable lecture rooms, and so on.

The Business School and University will provide good quality teaching and learning resources, and will be responsive to the needs and views of you, our students. For your part, you will need to put in the necessary amount of work both during and outside formal teaching sessions, and to make good use of the facilities provided.

Methods of teaching

Most modules involve a mixture of lectures and small group teaching (classes/seminars/workshops/tutorials). 

In the lecture, the lecturer will mainly be giving an overview of an aspect of the module content (as well as giving opportunities for the student to ask questions and be reflective), while in classes and workshops you will have an opportunity to practice techniques, discuss ideas, apply concepts and consolidate your understanding in the topic

Independent study

All modules will require a considerable element of independent study alongside the formal scheduled teaching. Independent study is designed so that you can expand on the knowledge given to you during lectures, seminars and tutorials. Independent study is an important component of Higher Education because it helps you to develop the ability for enquiry and critical evaluation, which in turn leads to you developing transferable skills, helps you to learn how to respond to change and it is key to ensuring that you have sufficient understanding of the subject you are studying. The amount of independent study you are expected to undertake will increase throughout the duration of your degree as your expertise also increases.

Office hours

All academic staff in the Business School have designated office hours when they are available to meet with students and these are posted on their office doors along with their contact details. Office hours provide an important source of contact with your lecturers and enable you to ask questions you may not wish to ask in a large class setting. This time can help you to clarify anything you have been taught that is unclear or can give you advice on further reading or preparation for assignments.

Personal tutors

You will be allocated a personal tutor at the beginning of your studies. Normally, your personal tutor will teach on your own degree programme and you will keep the same personal tutor throughout your course.

Your personal tutor will be able to give you advice on academic issues, including module choice and assessment. If you encounter any problems which affect your studies, your personal tutor should always be your first point of contact; she/he will be able to put you in touch with the student support services provided by the University and the Students' Union as appropriate. It is normally the personal tutor who writes references for job applications and therefore you should keep your personal tutor informed about how you are getting on. Students are required to meet with their personal tutors at three points during the year but you are also encouraged to get in touch with them at any other point if you need help or advice.

School of Modern Languages
Lectures provide an overview of the key concepts and frameworks for a topic, equipping students to carry out independent research for the seminars and to develop their own ideas.

Seminars provide an opportunity for students to explore the ideas outlined in the lecture in a small group environment. Seminars would usually consist of about 15 students and the seminar leader (a member of the teaching team). Seminars may take various formats, including plenary group discussion, small group work and student-led presentations. Seminars offer a rewarding opportunity to engage critically with the key ideas and reading of a topic, and to explore areas of particular interest with an expert in the field. It is vital that students prepare for seminars (undertaking any set reading, developing independent critical thought) in order to gain the maximum benefit from the sessions.

Lectures and seminars enable students to develop communication and analytical skills, and to develop critical thinking in a supportive environment.

Essays and examinations are used not only for assessment purposes but also as a means of developing students’ capacities to gather, organise, evaluate and deploy relevant information and ideas from a variety of sources in reasoned arguments. Dedicated essay workshops and individual advice enables students to produce their best work, and written feedback on essays feeds forward into future work, enabling students to develop their strengths and address any weaker areas.

Dissertation: The optional final-year dissertation provides you with the opportunity to investigate a specific topic of interest to you in depth and thereby to acquire detailed knowledge about a particular field of study; to use your initiative in the collection and presentation of material; and present a clear, cogent argument and draw appropriate conclusions.

Pastoral Care: You will be allocated a personal tutor for the entire period you are at the University. Personal tutors are members of the academic staff who are available to students seeking advice, guidance and help.

In 2013/14, 95% of the School's graduates who were available for work reported they were in employment and/or further study within six months of graduation. Our business degrees give students a broad range of skills which are valued by a range of employers in the private and public sectors.

The banking and finance degree provides opportunities for careers within banking, accountancy and other financial institutions. Graduates also gain exemption from certain examinations of the Chartered Institute of Bankers.

In addition to the University Careers Service, we have invested in our own, dedicated Careers Centre to help students find internships, job opportunities and access business industry specific advice and guidance.

School of Modern Languages
In 2013/14, 95% of the School's graduates who were available for work reported they were in employment and/or further study within six months of graduation.

The destinations from the School are often international in nature, with many graduates enjoying their overseas student experience to such an extent that they opt to take time out to travel further, or go abroad on graduation in the hope of securing employment. 

Of those who choose to remain in the UK, many start work immediately following their studies. Their employment options are varied and many opt to utilise the language skills that they have developed over their degree, in roles such as Translators, Language Assistants, Export Assistants and Proofreaders, working with their languages in organisations such as Bearmach Ltd, the British Council, Global Response and Inter Global.

Jobs

  • Accountant
  • Business Analyst
  • Economist
  • HR Manager
  • Lecturer
  • Marketing Executive
  • Production Manager
  • Stockbroker

Duration

4 Year(s)

Next intake

September 2016

Places available

Typical places available

Cardiff Business School

In 2013/14, 95% of the School's graduates who were available for work reported they were in employment and/or further study within six months of graduation. Our business degrees give students a broad range of skills which are valued by a range of employers in the private and public sectors.

The banking and finance degree provides opportunities for careers within banking, accountancy and other financial institutions. Graduates also gain exemption from certain examinations of the Chartered Institute of Bankers.

In addition to the University Careers Service, we have invested in our own, dedicated Careers Centre to help students find internships, job opportunities and access business industry specific advice and guidance.

School of Modern Languages

In 2013/14, 95% of the School’s graduates who were available for work reported they were in employment and/or further study within six months of graduation.

Many graduates enjoy their year overseas so much that they take time out for more travel, or go abroad on graduation in the hope of finding a job. Of those who choose to remain in the UK, many start work immediately following their studies.

Employment options include roles as translators, language assistants, export assistants and proofreaders, working with their languages in organisations such as Bearmach Ltd, the British Council, Global Response and Inter Global.

Applications received

Typical applications received

Accreditations

QAA subject benchmark

QAA subject benchmark

Overview and aims of this course/programme

The Banking and Finance degree is of particular interest to those wishing to enter the financial sector. It will provide you with the opportunity to acquire specialist economic knowledge of the operation of the monetary and financial sectors.

In addition to providing you with training relevant to the practice of banking and other financial careers, it also provides exemptions from certain examinations of the Chartered Institute of Bankers.

Spanish is the second most spoken language in the world. Spoken by more than 400 million people across some 20 countries worldwide, it is one of the most useful languages in the world for business and leisure alike. It opens doors to a vibrant and diverse range of cultural experiences.

For the Spanish component of the course, you will be taught by staff who are actively involved in research in a wide range of topics relating to Spain and Latin America.

What should I know about year five?

How is this course/programme structured?

The Economics Banking and Finance degree is a three year full-time course of study, involving both compulsory and optional modules. You would normally attain 120 credits each year and 360 in total. 

A significant proportion of the modules included in the course are taught by the School’s Economics Section while certain modules, notably in year 1, are taught by other sections of the School.

The third year of is spent studying business related modules in one of our partner universities in Spain before returning to complete the final year in Cardiff.

What should I know about year four?

In your fourth year, after returning to Cardiff, you will concentrate business school modules, while taking one module in your chosen language to retain the competency acquired during the year abroad.

What should I know about year three?

Year three consists of one year's study at a university in Spain as part of your degree. The programme of study is subject to approval by Cardiff Business School and will be equivalent to 6 double or 12 single Cardiff Business School modules (120 credits). It will consist of modules in business, management, accounting, economics etc., taught and assessed in Spanish. This provides a competency in the language within a framework of business, accounting, and economics specialisations.

We have developed links with several universities or equivalent institutions in France, Germany, Switzerland and Spain. It is intended that the size of each group from Cardiff Business School at any host institution will be two to four students. Students studying in Europe as part of their degree programme may be eligible for a grant from the Erasmus scheme, operated by the British Council.

We have international partnership agreements with high ranking institutions in Europe and currently have bi-lateral exchange agreements with:

In Spain 

  • University Ramon Lull, IQS Barcelona 
  • Universidad Pontificia, Comillas Madrid, ICADE 
  • Universidad de Navarra 
  • Universidad Carlos III de Madrid 
  • University of Extremadura, Badajoz 
  • University of Valencia

The year abroad is a great opportunity for you to improve your understanding of the language, immerse yourself in another culture, and gain international study or work experience.

While you are away from Cardiff, you will be assigned a year abroad coordinator, who will keep in touch with you and monitor your progress. You may also get a visit from one of your lecturers who will be keen to find out how you are getting on.

Final year students are usually happy to help with our regular year abroad briefings and have contributed to our extensive ‘year abroad module’ on Learning Central which provides you with student-centred advice throughout your year abroad.

What should I know about the preliminary year?

What should I know about year one?

In year one you take two compulsory double modules and one other compulsory module per semester (Microeconomics and Macroeconomics). You will select two double modules or one double module plus the two single modules from the optional list.

Other information

Our Trading Room is used as part of some economics and accounting courses but is open to all Business School students. This facility is supervised by trained PhD students who will help you become familiar with the software and modelling techniques used in real-life trading rooms.

As part of the opportunities we present to our undergraduates, you will be offered the opportunity to undertake the Thomson Reuters Certification qualification, a leading industry qualification to prove your ability in using this commercial platform. This five-element training process involves one-to-one training and phone conferences with a Thomson Reuters representative. Our Trading Room therefore gives you the opportunity to become attractive potential graduates in the City, where the job market is becoming ever more competitive.

Distinctive features

Distinctive features of the course include:

  • Economic principles with an emphasis on issues relating to Banking and Finance.
  • The central role of year two core modules of Macroeconomics, Microeconomics and Introductory Econometrics implicit to the Banking and Finance degree course.
  • The use of simulated financial trading to understand the behaviour of financial trading markets in the context of different micro financial structures.
  • The core specialist modules of Money, Banking and Finance (year two) and Economics of Banking, Financial Economics, and International Finance (year three) that explicitly define the degree.
  • A study year abroad in Spain.

How will I be taught?

Our teaching is heavily informed by research and combines academic rigour with practical relevance. While our internationally recognised faculty consists of academics who are at the forefront of knowledge within their field. They bring the learnings from their most recent research into the classroom, giving you access to critical business thinking and contemporary real life examples and scenarios.

The Business School and University will provide your teaching and learning resources, and will be responsive to your needs and views. For your part, you will need to put in the necessary amount of work both during and outside formal teaching sessions, and make good use of the facilities provided.

Most modules involve a mixture of lectures and small group teaching (called classes, seminars, workshops or tutorials). 

Lectures provide an overview of the key concepts and frameworks for a topic, equipping you to carry out independent research for the seminars and to develop your own ideas. Seminars provide an opportunity for you to explore the ideas outlined in the lectures.

Seminars usually consist of about 15 students and the seminar leader (a member of the teaching team). Seminars may take various formats, including plenary group discussion, small-group work and student-led presentations.

Admissions tutors

Mr Kevin Stagg, Admissions Tutor


Key Information Sets (KIS) make it easy for prospective students to compare information about full or part time undergraduate courses, and are available on the Unistats website.

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