Banking and Finance with a European Language (Spanish) (BSc)
- Subject areas: Economics, Modern languages and translation
- UCAS code: N3R4
- Next intake: September 2023
- Duration: 4 years
- Mode: Full time
Why study this course
Spend a year abroad
Adventure into a new culture; open your mind to new ideas and experiences while applying and developing your language skills.
New generation thinkers
Delve into contemporary stock market influences including technology, regulation and policy.
State of the art trading room
Prepare yourself for trading and risk management in a controlled environment equipped with Investor Simulations, TRETS and Bloomberg.
Develop the skills, confidence and connections to accelerate your career.
Marked for excellence
Accredited by the Association to Advance Collegiate Schools of Business (AACSB).
The Banking and Finance degree is of particular interest to those wishing to enter the financial sector. It will provide you with the opportunity to acquire specialist economic knowledge of the operation of the monetary and financial sectors.
In addition to providing you with training relevant to the practice of banking and other financial careers, it also provides exemptions from certain examinations of the Chartered Institute of Bankers.
Spanish is the second most spoken language in the world. Spoken by more than 400 million people across some 20 countries worldwide, it is one of the most useful languages in the world for business and leisure alike. It opens doors to a vibrant and diverse range of cultural experiences.
For the Spanish component of the course, you will be taught by staff who are actively involved in research in a wide range of topics relating to Spain and Latin America.
We accept a combination of A-levels and other qualifications, as well as equivalent international qualifications subject to entry requirements. Typical offers are as follows:
AAB-ABB. Must include Spanish.
Extended/International Project Qualification: Applicants with grade A in the EPQ/IPQ will typically receive an offer one grade lower than the standard offer. Please note that any subject specific requirements must still be met.
Our grade range covers our standard offer and contextual offer. We carefully consider the circumstances in which you've been studying (your contextual data) upon application.
- Eligible students will be given an offer at the lower end of the advertised grade range.
- Where there is no grade range advertised and/or where there are selection processes in place (like an interview) you may receive additional points in the selection process or be guaranteed interview/consideration.
Learn about eligible courses and how contextual data is applied.
34-32 overall or 666-665 in 3 HL subjects. Must include grade 6 in HL Spanish.
From September 2023, there will be a new qualification called the Advanced Skills Baccalaureate Wales (level 3). This qualification will replace the Advanced Skills Challenge Certificate (Welsh Baccalaureate). The qualification will continue to be accepted in lieu of one A-Level (at the grades listed above), excluding any specified subjects.
Other essential requirements
You must have or be working towards:
- English language or Welsh language at GCSE grade C/4 or an equivalent (such as A-levels). If you require a Student visa, you must ensure your language qualification complies with UKVI requirements.
- GCSE Maths grade B/6 or equivalent qualification (subject and grade). If you are taking A-level Maths (or equivalent), GCSE Maths is not required. Core Maths may also be accepted in place of GCSE Maths.
We do not accept Critical Thinking, General Studies, Citizenship Studies, or other similar equivalent subjects.
We will accept a combination of BTEC subjects, A-levels, and other qualifications, subject to the course specific grade and subject requirements.
English language requirements
Grade C or grade 4 in GCSE English Language.
At least 6.5 overall with a minimum of 5.5 in each subskill.
At least 90 overall with minimum scores of 17 for writing, 17 for listening, 18 for reading and 20 for speaking.
At least 62 overall with a minimum of 59 in all communicative skills.
Trinity ISE II/III
II: at least two Distinctions and two Merits.
III: at least a Pass in all components.
Other accepted qualifications
Please visit our English Language requirements page for more information on our other accepted language qualifications.
You are not required to complete a DBS (Disclosure Barring Service) check or provide a Certificate of Good Conduct to study this course.
If you are currently subject to any licence condition or monitoring restriction that could affect your ability to successfully complete your studies, you will be required to disclose your criminal record. Conditions include, but are not limited to:
- access to computers or devices that can store images
- use of internet and communication tools/devices
- freedom of movement
- contact with people related to Cardiff University.
Other qualifications from inside the UK
DD in a BTEC Diploma in Business and grade B in A-level Spanish.
We do not accept T Levels for this programme.
Please see our admissions policies for more information about the application process.
Tuition fees for 2023 entry
Your tuition fees and how you pay them will depend on your fee status. Your fee status could be home, island or overseas.
Learn how we decide your fee status
Fees for home status
|Year three (sandwich year)||£1,350||None|
Students from the EU, EEA and Switzerland
If you are an EU, EEA or Swiss national, your tuition fees for 2023/24 be in line with the overseas fees for international students, unless you qualify for home fee status. UKCISA have provided information about Brexit and tuition fees.
Fees for island status
Learn more about the undergraduate fees for students from the Channel Islands or the Isle of Man.
Fees for overseas status
|Year three (sandwich year)||£3,068||None|
Learn more about our tuition fees
Financial support may be available to individuals who meet certain criteria. For more information visit our funding section. Please note that these sources of financial support are limited and therefore not everyone who meets the criteria are guaranteed to receive the support.
We have a range of residences to suit your needs and budget. Find out more on our accommodation pages.
We're based in one of the UK's most affordable cities. Find out more about living costs in Cardiff.
The Banking and Finance degree is a four year full-time course of study, involving both compulsory and optional modules. You would normally attain 120 credits each year and 360 in total.
A significant proportion of the modules included in the course are taught by the School’s Economics Section while certain modules, notably in year one, are taught by other sections of the School.
The third year of is spent studying business related modules in one of our partner universities in Spain before returning to complete the final year in Cardiff.
The modules shown are an example of the typical curriculum and will be reviewed prior to the 2023/2024 academic year. The final modules will be published by September 2023.
In year one you take two compulsory double modules and one further compulsory module per semester (Microeconomics and Macroeconomics) along with a compulsory language module.
|Module title||Module code||Credits|
|Applied Stats and Maths in Econ and Business||BS1501||20 credits|
|Introduction to Accounting||BS1503||20 credits|
|Advanced Spanish Language Year 1||ML0188||40 credits|
In year two you will take 60 credits of core modules in the Business School and 60 credits of core modules in the School of Modern Languages.
|Module title||Module code||Credits|
|Microeconomic Theory||BS2550||20 credits|
|Money Banking and Finance||BS2551||20 credits|
|Introductory Econometrics||BS2570||20 credits|
|Ex-Advanced Language Year 2 Spanish||ML0279||30 credits|
|The World & Language of Business (Spanish)||ML0283||30 credits|
Year three: Sandwich year
Year three consists of one year's study at a university in Spain as part of your degree. The programme of study is subject to approval by Cardiff Business School and will be equivalent to 6 double or 12 single Cardiff Business School modules (120 credits). It will consist of modules in economics, management, accounting, business etc., taught and assessed in Spanish, and will thus provide competency in the language within a framework of economics accounting, and business specialisations.
Cardiff Business School has developed links with several universities or equivalent institutions in France, Germany, Switzerland and Spain. It is intended that the size of each group from Cardiff Business School at any host institution will be two to four students. Students studying in Europe as part of their degree programme may be eligible for a grant from the Erasmus scheme, operated by the British Council.
Cardiff Business School has international partnership agreements with high ranking institutions in Europe. The School currently has bi-lateral exchange agreements with:
- University Ramon Lull, IQS Barcelona
- Universidad Pontificia, Comillas Madrid, ICADE
- Universidad de Navarra
- Universidad Carlos III de Madrid
- University of Extremadura, Badajoz
- University of Valencia
In year four you will take 60 credits of core modules and 30 credits of optional modules in the Business School, alongside a core 30 credit module in the School of Modern Languages. (Note: Module titles may not be duplicated in choosing optional modules).
|Module title||Module code||Credits|
|Financial Economics||BS3554||20 credits|
|International Finance||BS3555||20 credits|
|Economics of Banking||BS3571||20 credits|
|High-Level Proficiency in Spanish Language||ML0366||30 credits|
|Module title||Module code||Credits|
|Financial Derivatives||BS3515||10 credits|
|International Economic History||BS3556||20 credits|
|Labour Economics||BS3558||20 credits|
|International Trade||BS3568||20 credits|
|Industrial Economics||BS3572||20 credits|
|Economic Statistics in Theory and Practice||BS3578||20 credits|
|Development Economics||BS3595||20 credits|
|Security Analysis and Portfolio Management||BS3615||10 credits|
|Responsible Banking and Sustainable Economy||BS3623||10 credits|
|International Economic History||BS9556||10 credits|
|Labour Economics||BS9558||10 credits|
|International Trade||BS9568||10 credits|
The University is committed to providing a wide range of module options where possible, but please be aware that whilst every effort is made to offer choice this may be limited in certain circumstances. This is due to the fact that some modules have limited numbers of places available, which are allocated on a first-come, first-served basis, while others have minimum student numbers required before they will run, to ensure that an appropriate quality of education can be delivered; some modules require students to have already taken particular subjects, and others are core or required on the programme you are taking. Modules may also be limited due to timetable clashes, and although the University works to minimise disruption to choice, we advise you to seek advice from the relevant School on the module choices available.
Learning and assessment
Our teaching is heavily informed by research and combines academic rigour with practical relevance. While our internationally recognised faculty consists of academics who are at the forefront of knowledge within their field. They bring the lessons learned from their most recent research into the classroom, giving you access to critical business thinking and contemporary real life examples and scenarios.
We will provide your teaching and learning resources, and will be responsive to your needs and views. For your part, you will need to put in the necessary amount of work both during and outside formal teaching sessions, and make good use of the facilities provided.
Most modules involve a mixture of lectures and small group teaching (called classes, seminars, workshops or tutorials).
Lectures provide an overview of the key concepts and frameworks for a topic, equipping you to carry out independent research for the seminars and to develop your own ideas. Seminars provide an opportunity for you to explore the ideas outlined in the lectures. Seminars may take various formats, including plenary group discussion, small-group work and student-led presentations.
How will I be supported?
You will be allocated a personal tutor at the beginning of your studies. Normally, your personal tutor will teach on your own degree course and you will keep the same personal tutor throughout your course.
Your personal tutor will be able to give you advice on academic issues, including module choice and assessment. If you encounter any problems which affect your studies, your personal tutor should always be your first point of contact; she/he will be able to put you in touch with the wide range of expert student support services provided by the University and the Students' Union as appropriate. You are required to meet with your personal tutor three points during each academic year but you are also encouraged to get in touch with them at any other point if you need help or advice.
For day-to-day information, the staff of our Undergraduate Student Hub are available, in person, by telephone or by email, from 8am to 6pm each weekday during term time to answer your questions.
You will have access through the Learning Central website to relevant multimedia material, presentations, lecture handouts, bibliographies, further links, electronic exercises and discussion circles.
The University offers a range of services including the Careers Service, the Counselling Service, the Disability and Dyslexia Service, the Student Support Service, and excellent libraries and resource centres.
We’ll provide you with regular feedback on your work. This comes in a variety of formats including oral feedback, personalised feedback on written work, and generic written feedback.
You will be given general feedback following each examination period and will be able to discuss your overall performance with your personal tutor.
How will I be assessed?
Assessment methods vary from module to module but, across your degree scheme as a whole, you can expect a mixture of exams, coursework, essays, practical work, presentations, and individual and group projects.
What skills will I practise and develop?
What skills will I practise and develop?
As a result of engaging fully with this course, you will acquire and develop a range of valuable skills, both those which are discipline specific and more generic ‘employability skills’. These will allow you to:
- grasp complex issues with confidence
- ask the right questions of complex texts
- have an imaginative appreciation of different views and options and analyse these critically
- identify and apply relevant data
- develop practical research skills
- propose imaginative solutions of your own that are rooted in evidence
- communicate clearly, concisely and persuasively in writing and speech
- sourcing, interpreting and presenting relevant numerical information – to support the composition of projects reports and business cases
- work to deadlines and priorities, managing a range of tasks at the same time
- work as part of a team, developing a collaborative approach to problem-solving
- use IT programmes and standard software packages, where appropriate
- take responsibility for your own learning programme and professional development.
Our Trading Room is used as part of some economics and accounting courses but is open to all Business School students. This facility is supervised by trained PhD students who will help you become familiar with the software and modelling techniques used in real-life trading rooms.
Careers and placements
In 2015/16, 92% of the School’s graduates who were available for work reported they were in employment and/or further study within six months of graduating. Our business degrees give students a broad range of skills which are valued by a range of employers in the private and public sectors.
The banking and finance degree provides opportunities for careers within banking, accountancy and other financial institutions. Graduates also gain exemption from certain examinations of the Chartered Institute of Bankers.
In addition to the University Careers Service, we have invested in our own, dedicated Careers Centre to help students find internships, job opportunities and access business industry specific advice and guidance.
- Business Analyst
- HR Manager
- Marketing Executive
- Production Manager
We recognise the importance of gaining work experience during your studies. Our dedicated Placements Manager offers advice on available work placements, internships, work experience and opportunities to enhance your CV and broaden your horizons. Support with job applications and interview techniques is also available from the Business School’s in-house Careers Consultant.
HESA Data: Copyright Higher Education Statistics Agency Limited 2021. The Higher Education Statistics Agency Limited cannot accept responsibility for any inferences or conclusions derived by third parties from its data. Data is from the latest Graduate Outcomes Survey 2019/20, published by HESA in June 2022.