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Small financial problems

If you have a relatively small financial problem then you may wish to consider the following options:

Working part time 

  • If you have a shortfall in the money needed for your living costs then you could try to find a job and work part-time during term time and full-time during your holidays. Remember though, that part time jobs are not always easy to find and you are likely to be paid the minimum wage of £5.13 an hour for 18-20 year olds, increasing to £6.50 for those aged 21 and over. You will need to obtain a National Insurance number when you start work. You can find more information on the government website here. Clearly, working part time may help to supplement your living costs but is not likely to help you pay off large debts whilst you are studying. Register with the Unistaff Job Shop in the Students' Union for help with finding a job.

Emergency loans 

  • If you have a temporary cash flow problem and need a small amount of money (usually up to a maximum of £200), then you may be able to apply for an Emergency Loan from the University.

Help with childcare costs at the University Day Care Centre 

  • The University may be able to offer some help with childcare costs, but only if your child is attending the University Day Care Centre.  Application forms can be obtained from the Day Care Centre and the Fee Remissions Group will consider applications on a means-tested basis each term. 

Help with study support costs for a disability or health problem

Negotiating with creditors

  • The Student Advisory Service offers debt counselling and can help you negotiate with creditors, for example mobile phone, gas and electricity companies, to gain control of your debts.If you would like to discuss your situation with an adviser, please make an appointment with International Student Support

Help with budgeting

  • More useful information on planning and managing your finances is available here.