Study at Cardiff | Undergraduate

Elsewhere in the UK

Please see the relevant country's section for information relating to funding. Please note that the information below relates to full time study. Further details can be obtained from the applicable awarding body for each country.

England

For further details, including information relating to part time study, please consult Student Finance England's website. Please note that student support arrangements for England are still subject to final ratification by Parliament.

Tuition fee loan

You may be eligible to receive a (repayable) tuition fee loan which only has to be repaid after you finish your studies and earn a salary in excess of £21,000p/a (subject to terms and conditions).

Living cost loans

Living cost loans (Maintenance Loans) are available to contribute towards the cost of accommodation, food and travel. What you receive depends on your personal circumstances.

Living cost grants

If you’re a full-time student, you may qualify for a non repayable living cost grant, called a Maintenance Grant. The amount of Maintenance Grant that you may be entitled to depends on your household income and can affect the amount of Maintenance Loan that you receive.

New students entering university in 2013/14 could be eligible for:

• the maximum grant of £3,354 a year, if your household income is £25,000 a year or less
• a partial grant, if your household income is between £25,000 and £42,611 a year.

You become liable to repay in the April after you leave your course, but you only have to repay if you earn over £21,000. Your monthly repayment will be based on what you earn, not how much you borrowed.

You’re charged interest on your loan from the time you get your first payment in university until you pay your loan back in full.

• The amount of interest you’re charged varies (see table). The actual interest rates depend on the rate of inflation.

You repay your loans back at a rate of nine per cent of your income over £21,000. So if your salary is £25,000 a year, you pay nine per cent of £4,000, which is £30 a month.

• Repayments will normally be deducted from your salary through the tax system.
• You can also make voluntary repayments.

Students from Scotland

For information relating to financial support for students entering university in 2012/13, please visit the Student Awards Agency for Scotland's website.

Information regarding funding for Scottish students starting university in 2013/14 is yet to be released. Please see the Student Awards Agency for Scotland's website for updates.

Students from Northern Ireland

For details regarding financial support arrangements for entry 2012/13, please see Student Finance Northern Ireland's website.

Information regarding funding for 2013/14 entry is yet to be published. Please consult Student Finance Northern Ireland's pages for updates.