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Funding & fees

Elsewhere in the UK

Please see the relevant country's section for information relating to funding. Please note that the information below relates to full time study. Further details can be obtained from the applicable awarding body for each country.


For further details, including information relating to part time study, please consult Student Finance England's website. Please note that student support arrangements for England are still subject to final ratification by Parliament.

Tuition fee loan

You may be eligible to receive a (repayable) tuition fee loan which only has to be repaid after you finish your studies and earn a salary in excess of £21,000p/a (subject to terms and conditions).

Living cost loans

Living cost loans (Maintenance Loans) are available to contribute towards the cost of accommodation, food and travel. What you receive depends on your personal circumstances.

Where you live and study Maximum loan for new students entry 2015/16
You live with your parents up to £4,565
You live away from home and study outside London up to £5,740
You live away from home and study in London up to £8,009
You spend a year of a UK course studying overseas

up to £6,820


Living cost grants

If you’re a full-time student, you may qualify for a non repayable living cost grant, called a Maintenance Grant. The amount of Maintenance Grant that you may be entitled to depends on your household income and can affect the amount of Maintenance Loan that you receive.

New students entering university in 2015/16 are eligible for:

  • the maximum grant of £3,387 a year, if your household income is £25,000 a year or less
  • a partial grant, if your household income is between £25,000 and £42,620 a year.

Repaying the loans

You become liable to repay in the April after you leave your course, but you only have to repay if you earn over £21,000. Your monthly repayment will be based on what you earn, not how much you borrowed.

Interest on your loans

You’re charged interest on your loan from the time you get your first payment in university until you pay your loan back in full.

  • The amount of interest you’re charged varies (see table). The actual interest rates depend on the rate of inflation.

Your annual income Interest rate on your loan
While you're studying and up to the point when you are liable to repay Rate of inflation (RPI) plus 3 per cent
After you are liable to repay and have income below £21,000 Rate of inflation (RPI)
After you are liable to repay and have income between £21,000 - £41,000 Rate of inflation (RPI) and up to +3%, depending on your income
After you are liable to repay and have income over £41,000 Rate of inflation (RPI) +3%

How much are the repayments?

You repay your loans back at a rate of nine per cent of your income over £21,000. So if your salary is £25,000 a year, you pay nine per cent of £4,000, which is £30 a month.

Your annual income Monthly repayment
£15,000 £0 - salary is below the threshold
£25,000 £30
£30,000 £67


  • Repayments will normally be deducted from your salary through the tax system.
  • You can also make voluntary repayments.

Students from Scotland

Information regarding funding for Scottish students starting university in 2015/16 is available on the Student Awards Agency for Scotland's website.

Students from Northern Ireland

Information regarding funding for 2015/16 entry is available on the Student Finance Northern Ireland's webpages.


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2014 prospectus

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